First Option Financial – First Option Financial – Mr. Stanforth has 30 years of mortgage banking experience and he is currently a Managing Director for First Option Financial. He was the founder and CEO of NCS Mortgage Services; co-founder of Block Mortgage Corporation (an H&R Block company), and Director of Companion Servicing.
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Is the OCC’s fintech charter really ‘perfect’ for mortgage lenders? – Lybarger said the first firm to seek the occ charter usda mi rates would likely. Others note that the OCC charter could restrict a mortgage lender’s future options if, for example, the lender wanted to expand.