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Good news, things are looking up for older borrowers as a welcome new trend hits our high streets. halifax raised the age limit for mortgage borrowers by five years to 80 with another big lender, Nationwide, following hot on their heels with a rise of their own from 75 to 85. And thoughts are other.
Mortgages over 50 – Typically this is the age when people enjoy the most flexibility with mortgages. Mortgages over 60 – You will only be able to apply for shorter mortgage terms and may need to demonstrate pension and investment income. Mortgages over 70 – It will be difficult, but not impossible, to get a mortgage.
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Nationwide Mortgage Upper Age Limit The maximum age at which Nationwide will grant a new mortgage will be 80, with a five-year term. The move follows Halifax’s announcement last week that it is raising upper age limits from 75 to 80. halifax extended its age limit from 75 to 80 in May 2016 and from July 2016, Nationwide extended its age limit.
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