When the mortgage rate is ‘fixed’ it means that the rate (%) is set for the duration of the term, whereas with a variable mortgage rate, the rate fluctuates with the market interest rate, known as the ‘prime rate’. So, for example, if the 5-year fixed mortgage rate is 4%, then you will pay 4% interest throughout the term of the mortgage.
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Find mortgage rates that work perfectly for you. Choose from 3- to 10-year closed term fixed rate mortgages and variable rate mortgages at Scotiabank.com.
Variable rates dominate Toronto’s 5-year term mortgage market. According to our data, over 60% of borrowers are picking variable rates in Toronto. We’re not too surprised though – variable rates have been substantially lower than fixed rates for the last few years.
Mr. Pachter has shown at prestigious galleries (the Art Gallery of Ontario, the royal ontario museum and the. Although he.
Mortgage Rates above are applicable to First Mortgages only. Some restrictions apply. *** Special offers are only available for owner-occupied properties with an amortization of 25 years or less. Rates apply to traditional and Equity Power Mortgages. Rates subject to change without notice.
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Compare Ontario mortgage rates from all Canadian banks and lenders who provide mortgages in Ontario. If you are interested in applying for one of the rates below, please contact our Ontario mortgage team or complete the online application to lock in today’s best rates!
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“Mortgage rate setting is a business decision” of the banks. That, coupled with rising debt servicing costs and housing tax measures in B.C. and Ontario, adds more negative psychology for a.